The fine print, in plain English.
Last updated: June 2026
Acceptance
By using seretirement.org, you agree to these terms. If you don’t agree, please don’t use the site. Nothing here changes any agreement you have with John F. Morrison personally for insurance services.
No insurance advice through the website alone
The content on this website is general information and education. It is not a substitute for personalized advice. Recommendations about specific plans, premiums, or coverage decisions are only made after a one-on-one conversation that takes your specific situation into account. Please do not rely on website content alone to make enrollment decisions.
CMS Medicare disclaimer
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Licensure
John F. Morrison is a licensed insurance producer (NPN 3680444) licensed in Tennessee. Reciprocal licenses in additional Southeastern states are being added as they come through. Insurance services are limited to states where the producer is properly licensed.
Intellectual property
The content, design, and code on this site are owned by Southeast Retirement Solutions (developed by Apollo Von Scherzer LLC) and protected by copyright. You may not copy, republish, or redistribute material without permission, except for reasonable personal use of the educational content.
Third-party links
We sometimes link to Medicare.gov, carrier websites, or other resources. Those sites are operated by their respective owners. We do not control their content or privacy practices.
Reviews
Reviews submitted through our website are owned by the submitter but published with their consent. Reviews may be moderated, abridged, or removed at our discretion. We do not pay for reviews. We do not edit the meaning of a review — only obvious spelling or formatting fixes.
Limitation of liability
To the maximum extent allowed by law, Southeast Retirement Solutions and its operators are not liable for indirect or consequential damages arising from your use of the website. Our maximum aggregate liability is limited to the amount you paid for website services, which is typically zero.
Governing law
These terms are governed by the laws of the State of Tennessee, without regard to its conflict-of-laws provisions.
Contact us
Questions about these terms? john@seretirement.org