“I moved to Tennessee after living in another state for 42 years. I was pretty overwhelmed. John met with me and provided what I needed to get my insurance needs met. When I was planning to move to the Knoxville area a few months later he helped me find a doctor as well as set me…”
42 years·Family-run·Tennessee + Southeast
Honest help for the most important decisions of your retirement.
I walk pre-retirees and their families through Medicare, Social Security, and life insurance — soup to nuts, in plain English. The sale isn’t the end. It’s the beginning.
Trusted by hundreds of families — New England, then Tennessee
In the business since 1984
John F. Morrison
Owner · Licensed Insurance Producer
Available by phone, text, or Teams
Appointed withUnitedHealthcareHumanaAetnaCignaWellcareMutual of OmahaAllianz
Appointed withUnitedHealthcareHumanaAetnaCignaWellcareMutual of OmahaAllianz
By the Numbers
Forty-two years of doing it right.
Retention isn’t a goal — it’s the result of treating every client like family. From day one.
Client retention
90%+
A client who calls me at 65 is usually still calling me at 85. That’s the rule, not the exception.
Mine
90%+
Industry avg
70%
In the business
42years
Same name on the door since 1984.
The soup-to-nuts approach
“I help with Social Security, Medicare enrollment, claims, billing — the whole process. The sale isn’t the end. It’s the beginning.”
Social SecurityMedicareClaims & BillingFor Life
The Rule
“Doing what’s right because it’s the right thing to do.”— John’s rule. 42 years. Same answer.
How I help
Six product lines. One advisor.
Independent — not tied to any single carrier. Every recommendation is built around what fits your situation, not a quota.
Bread & Butter
Medicare Advantage
The most coverage for the least out-of-pocket, for most of the seniors I talk to. I own one. So does my wife. So do most of my closest friends.
Learn morePrescription Drug Plans
Pairs with Medicare Advantage.
Learn moreMedicare Supplements
When the math works out the other way.
Learn moreSocial Security & Medicare Enrollment
The soup-to-nuts walkthrough. The thing nobody else does.
Learn moreLife Insurance & Final Expense
Take care of family. Take care of the bill.
Learn moreIn Their Words
What clients actually say.
“John has walked me through years of insurance wants and needs. I could not have done it without him. He has also been a great and trusted friend since we met to go over my insurance.”
“My sister told me about John. He was a big help to her when she had questions about her insurance needs. She had many, and John always took the time to advise on what she needed to do.”
Questions I Get Asked
The three I hear every week.
No jargon, no sales pitch. Just the plain-English answers I give when somebody calls. The full library is on the Resources page.
See all resourcesWhen can I enroll in Medicare?
Your Initial Enrollment Period is the seven-month window around your 65th birthday — the three months before, your birthday month, and the three months after. Miss it and there are penalties that follow you for life. The right time to start the conversation is about six months before you turn 65 — that way you're not making decisions under pressure. I'll walk you through every option side-by-side.
What’s the difference between Medicare Advantage and a Medicare Supplement?
A Medicare Advantage plan bundles Parts A, B, usually D (drugs), and often extras like dental and vision into one plan, with lower premiums but managed networks. A Medicare Supplement (Medigap) sits alongside Original Medicare and pays the gaps — higher premium, but you can see almost any doctor. Most of the seniors I work with fit Advantage better, but I look at each situation individually.
What does it cost to work with you?
Nothing. I'm paid by the carriers when you enroll, and that compensation is built into the same plan price you'd pay going direct — you don't pay extra for the help. What you get is someone who can compare every carrier I'm appointed with and pick what actually fits.
Ready to talk? Let’s find 30 minutes.
No pressure. No quotas. I’ll listen, ask a few questions, and if I can help you I’ll tell you how. If I can’t, I’ll tell you that too.
I read every text. Even on Christmas.